Yield Calculator for Mallorca
Calculate the potential yield of your property investment in Mallorca – including mortgage costs, additional expenses, expected appreciation, and break-even analysis.
Results
Total Purchase Costs
-
Monthly Mortgage Payment
-
Gross Yield
-
Net Yield
-
Monthly Cash Flow
-
Cash-on-Cash Return
-
Assumed Additional Costs
ITP Tax (8%):
Notary Costs:
Mortgage Setup Costs:
Broker Fees:
Renovation Costs (€):
How to Interpret the Results
The cumulative benefit (blue line) shows your net profit over time from your property investment. It includes your annual net cash flow (rental income minus mortgage and operating costs) plus the gain from property appreciation, minus your initial equity. The red line marks the break‑even point – when your cumulative benefit becomes positive, meaning you've recovered your initial investment. The monthly cash flow indicates your profit each month after covering all expenses and mortgage payments, while the cash‑on‑cash return represents your annual return on your invested equity.